A virtual bank training platform
Run a bank before you join one.
For finance students, business schools, and bank and corporate teams: make realistic banking decisions at the desks of FinTreasury Bank, a virtual bank on simulated data. Book a deal, get it checked, settle it and prove the number.
- Book the deal
- A checker approves it
- Settle and reconcile
- Prove the number
- Learn it with Owl
Who are you?
One TrezCap, one login and one virtual bank. Tell us who you are and TrezCap opens on the screens that suit you. You can change it at any time.
I'm a student (BBA, MBA or B.Com)
I'm preparing for a banking exam (JAIIB or CAIIB)
I work at a bank or have just joined one
I work in a company's finance or treasury team
I work, or plan to work, in a bank or BFSI IT project
I teach or run training
Read more for students · faculty & colleges · training institutes · professionals · banks & corporates · exam takers
Inside the virtual bank
FinTreasury Bank is a virtual bank on simulated data. Four parts of it, each shown on a real screen; the figures are counted from the product.
Treasury desks
Front to back, as in a bank: the dealer books the deal, a different person checks it, then confirmation, settlement, nostro reconciliation and the ledger. Prove this number traces a line of the bank’s books back to its deals.
Treasury →
Core banking
Account opening with KYC and CKYC, photograph and specimen signature, and a second person’s check on every record. Cheque clearing, fixed deposits, loans from application to disbursement, payments, trade finance, and AML alerts through to the suspicious transaction report.
Banking →
Corporate treasury
A company’s cash across its banks, bank statements imported and matched automatically, a payment factory with approvals, and hedging inside the treasury policy.
Corporate treasury →
Academy with Professor Owl
Lessons, voiced Professor Owl classes, practice on the live screens, quizzes and Certificates of Completion, with maps to your exam syllabus.
The courses →Risk management and regulatory reporting
Risk Management programme
Market, credit, liquidity and operational risk, and Basel III capital. Risk Management & Basel III: the Basel framework, expected and unexpected loss, standardised RWA, CET1, AT1 and Tier 2, CRAR and buffers, the leverage ratio, SA-CCR and CVA, IRRBB and operational risk capital. Bank Risk Management in Practice: VaR and backtesting, market-risk limits, provisioning and expected credit loss, large exposures, LCR and NSFR, and the ALCO pack. Practised on the Risk & Capital Lab and the bank’s live risk screens, with an FRM Part I exam map.
Risk Management & Basel III → Bank Risk Management in Practice →Regulatory Reporting
RBI returns such as CRR Form A and SLR Form VIII, prepared maker-checker in Return Studio, validated, rejected and resubmitted with a full audit trail, every return cell traced to the ledger and its deals. Plus real enforcement cases on transaction and swap reporting from the UK FCA and the US CFTC, with the EMIR and CFTC regimes explained.
Regulatory Reporting →Governed AI, inside the simulation
AI agents under test
An AI agent prepares a company’s payment batch. The bank’s controls hold the doubtful lines, and you check the agent’s reasons: accept, reject or escalate, with a record of every run. In the Governed AI Bank, AI agents draft the day’s work across the desks and you set their limits, approve them or stop them.
The bank does the maths. The AI explains. A person approves.
AI Finance · Professional Programme
Build your own AI finance and AI banking agents, then design, test, govern and approve them safely inside a virtual bank, before any real money is touched.
More: AI for Finance programme · Build Your Own AI Agent · Trezi · Professor Owl · AI colleagues
Four decisions. Can you make them?
Each one is scored, and you see what your call did. The cases are fictional; the rules are real.
The ₹100 Crore Credit Decision
Decide how much to lend, at what rate and on what covenants. Face the credit committee. Then live with it 12 months later.
You are: credit officer
Time: under 60 minutes (estimated)
The FX Dealing Desk
A client wants to hedge its dollars. Book the forward, take the market move, then decide how much to cover inside the limit.
You are: flow desk dealer
Time: under 60 minutes (estimated)
The Liquidity Crisis Morning
Deposits run off, then a downgrade pulls a credit line. Keep the LCR above the floor without a fire sale.
You are: liquidity manager
Time: under 60 minutes (estimated)
The Governed AI Bank
AI agents draft the day’s work across the desks. You set their limits, approve or stop them, and handle an incident.
You are: AI governance lead
Time: under 60 minutes (estimated)
Your teacher inside TrezCap
Meet Professor Owl
Short voiced classes on real finance topics: Professor Owl teaches, Riya is sure of the wrong answer, Kabir asks why, and you jump in before Owl explains. Learn without a specialist trainer beside you.
- 216 voiced classes with Professor Owl
- Ask Owl a question, or tell Riya she’s wrong
- Every figure is calculated by TrezCap
- Explain in हिंदी: Trezi, Owl’s answers, coaching and debriefs explain in natural Hindi, with finance terms and figures in English
Free shares, more money? Answer before Owl explains.
Watch a free class (no sign-up) →- Professor Owl: Riya, a corporate action is something the company decides that changes its shares, like a bonus issue. He is getting free shares. Is he richer?
- Riya: Of course! He has twice as many shares now, so his holding is worth more. Free money!
- Kabir: If it's free, where does the value come from? Why would a company just give it away?
- Riya: Oh! Nothing new came into the company. It was just cut into more pieces.
- Professor Owl: Spot on, Riya. Tell the customer exactly that.
From the class “Free shares, more money?”. Riya, Kabir and FinTreasury Bank are fictional.
Everything inside the bank
Counted live from the catalogue. Tap a number to see the list.
Show every academy and lab course
- Treasury Academy
- Banking Academy
- Finance & Investment Academy
- Capital Markets Academy
- BFSI Business Analysis & Product Ownership Academy
- Applied AI Academy
- Financial Management & Valuation
- Financial Accounting & Reporting
- Costing & Taxation
- Analytical Methods for Finance
- Derivatives & International Finance
- Risk Management & Basel III
- Bank Risk Management in Practice
- Applied Quantum Finance
- See the full catalogue →
Take a desk in the virtual bank.
Free for now · See prices
Want to see what happens behind the screen? Request a demonstration and we’ll walk you through the full simulation environment.
Or write to us at hello@trezcap.com